06 / FINANCE & PAYMENTS

Every deal's true margin, the moment it closes.

Invoicing, payments and accounting on one live ledger — so the margin you see on a deal is the real one, and the books are reconciled before you've left the desk.

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app.spectradms.com/finance
Finance dashboard with live margin, cash position and outstanding-balance KPIs
LIVE MARGIN

The real number, not the hoped-for one.

Costs, part-ex, prep and finance commission roll into one figure as the deal builds — so you know the margin before you sign, not at month-end.

app.spectradms.com/finance/sales/invoices
Sales invoices ledger with real invoice amounts and paid / part-paid collection status
PAYMENTS IN

Take a deposit anywhere.

Card payments online and at the desk, with deposits and balances tracked against every order automatically.

app.spectradms.com/finance/purchase/payment-runs
Supplier payment run of £211,300 settled across eight suppliers
BOOKS THAT TIE

Reconciled, not re-keyed.

Invoices, payments and journals sync to Xero and reconcile against the bank — so the accounts match the forecourt without double entry.

app.spectradms.com/finance/cashbook/bank
Bank account with a £50,000 balance and reconciled recent bank activity
EVERYTHING IN FINANCE & PAYMENTS

The full capability list.

Invoicing & payments

  • Invoice generation
  • Stripe payment processing
  • Payment tracking
  • Open banking verification

Accounting

  • Xero accounting sync
  • Nominal ledger
  • Journal entries
  • Bank reconciliation

Reporting & VAT

  • VAT reporting
  • Financial dashboards
Live
margin per deal
0
re-keyed invoices
Auto
bank reconciliation
1 ledger
whole dealership

Part of one platform

See all eight modules →

See every deal's true margin live.

Start free trial →Book a demo